Commercial Checking Account

Our Business clients have numerous options to address their checking account needs. Our Commercial Checking Account allows Business clients to enjoy unlimited check writing. FREE online banking service delivers control, time savings, cost economies and convenience all with a click of the mouse. A service fee is only applied if the earnings credits based upon monthly analysis does not exceed the total monthly account activity costs.

Optima Plus Sweep Account

Optima Plus Sweep Account is perfectly tailored for clients with higher balances and low account activity. This account works just like a business checking account: make deposits, write checks, wire transfer funds and the bank invests your excess funds. The Optima Plus Sweep allows all excess funds, above the $35,000 target balance, to "sweep" daily into a money market for automatic investment while still maintaining the daily liquidity required. The "sweep" feature eliminates your need for daily monitoring of checking balances since the investment of excess funds is automated.

Optima Business Checking Account

The Optima Business Checking account is tailored to meet the needs of businesses with low to moderate activity. It is an economical, non-interest bearing account that provides unlimted check writing capabilities. FREE online banking service delivers control, time savings, cost economies and covenience all with a click of the mouse. There is no monthly maintenance fee and no minimum balance requirements. A fee is applied for items over the account limits.

Small Business Checking Account

The Small Business Checking Account is tailored to meet the needs of a small business, which typically has fewer transactions than a larger business. FREE online banking service delivers contril, time savings, cost economies and convenience all with a click of the mouse. Small Business clients enjoy unlimited check writing capabilities and are subject to full analysis with earnings credit.

Business NOW Account

The Business NOW Account is designed for sole proprietors and not-for-profit organizations. The Business NOW Account couples unlimited check writing with high interest rates on all collected funds in excess pf $5,000. FREE online banking service delivers control, time savings, cost economies and convenience all with a click of the mouse.

Commercial Savings Accounts

The Commercial Savings Accounts earns a competitive rate of interest based on market surveys. FREE online banking - transfer funds between business accounts with a click of the mouse!

Commercial Money Market Accounts

Our Commercial Money Market Account combines limited check writing capabilities with a high interest rate based on competitive market surveys. The interest rates are tiered based on account balances. No monthly maintenance fee with an average daily balance of just $5,000.