Enterprise Bank & Trust
Joe Gazzoli Chief Executive Officer, Wealth Management 314-889-2075

For over 25 years, Joe has held senior executive positions with leading financial services companies, including Boatmen’s Trust Company, TIAA-CREF, UMB Bank & now Enterprise Trust. At Boatmen’s, Joe served initially as general counsel & then as the senior manager of their $20 billion personal trust & investment business. He became the first chief executive of TIAA-CREF Trust Company upon its formation in 1998 and the company grew to $5 billion in client assets under his leadership. Joe also led UMB’s $9 billion asset management business. Immediately prior to joining Enterprise Trust, Joe was a principal at AHM Asset Management.

Joe received his B.A. with Distinction (English Honors) from the University of Virginia & his J.D. from Saint Louis University School of Law. He is a member of the Missouri Bar. Joe’s legal career began in railroading, as evidenced by the rail station Gazzoli TX near Houston.

A native St. Louisan, Joe has been involved with numerous charitable & civic organizations, including The Haven of Grace, The Churchill Center, Rossman School, Fontbonne College, Forsyth School, the City of Ladue, the 1992 PGA Championship & the 2004 U.S. Senior Open. He is a past president of the Noonday Club.

Meet Our   Team


Steve Middendorf
Senior Vice President, Wealth Advisor
Steven Ray
President, Trust Fiduciary Services
Shaun Province
Vice President, Private Banking
John Tiffin
President & Chief Fiduciary Officer of Enterprise Trust
Christine Ferrell
Private Banking Specialist
Michael Kowalkowski
Chief Investment Officer, Enterprise Trust Company
Eric Beckerle
Private Banking Specialist
Christopher Nelson
Vice President, Wealth Advisor
Eva Ochterbeck
Trust Administrator
Stacey Owens
Vice President, Trust
Renee Tate
Trust Administrator
Vicki McCrea
Vice President, Trust Officer
Joe Gazzoli
Chief Executive Officer, Wealth Management