Enterprise Bank & Trust
Spencer Cramer Assistant Vice President, Private Banker 913-234-6462

Spencer joined Enterprise Bank & Trust in late 2013. He is an Assistant Vice President and Private Banker for the Kansas City region. He is responsible for serving the financial needs of high net-worth individuals, business owners and their owner families.

Spencer has more than 15 years of experience in retail branch management, mortgage lending and small business lending. He comes to Enterprise from U.S. Bank and Commerce Bank where he learned that understanding his client’s needs is the key to building a quality relationship.

Spencer earned his B.S. in Agribusiness from Kansas State University. As a life-long Kansas City resident he plays an active role in the community.

Meet Our   Team


Steve Middendorf
Senior Vice President, Wealth Advisor
Steven Ray
President, Trust Fiduciary Services
Spencer Cramer
Assistant Vice President, Private Banker
John Tiffin
Senior Vice President, Wealth Planning Policy and Chief Fiduciary Officer
Michael Kowalkowski
Chief Investment Officer, Enterprise Trust Company
Janice Wolters
Vice President, Wealth Advisor
Christopher Nelson
Vice President, Wealth Advisor
Eva Ochterbeck
Trust Administrator
Stacey Owens
Vice President, Trust
Renee Tate
Trust Administrator
Vicki McCrea
Vice President, Trust Officer
Reed McCrory
Vice President, Wealth Advisor
Joe Gazzoli
Chief Executive Officer, Wealth Management