A well-developed succession plan helps ensure your business and your team can confidently move forward into its next chapter.
The ESOP structure provides tax advantages for the seller, the company and the employees, but is a complex process that impacts your business’s cash flow and your financial position. With an experienced banking partner guiding you through the succession planning process, all aspects of the ESOP, including new ownership loan considerations and tax, trust and estate matters, will be thoughtfully designed as part of the most financially beneficial path forward.
Whether you have consistent earnings or seasonal peaks and troughs, our ESOP professionals can help you navigate the process to develop an ESOP that serves your business and guides your team to a lifetime of financial success.
Even business owners years away from retiring could benefit from starting to plan your thoughtful exit — facilitating a smoother ownership transition when the time comes. Contact our ESOP specialists to get started.
Our team will structure your ESOP to best fit your needs:
- Leveraged financing for 100% or partial sale of stock to ESOP
- Working capital financing for ESOP companies
- Financing for second stage ESOP transactions
- Seller note refinancing
- Merger and acquisition financing
As your long-term financial partner, we’ll help you take advantage of additional treasury management services to maximize cash and capital, as you finance your ESOP and work toward other financial and business goals.