Personal Credit Cards

Select the card that’s right for you
Products Visa® Preferred Non Rewards Visa® Preferred with Rewards Visa® Preferred with Rewards Plus
At a Glance For basic credit card use. 0% Introductory rate for 12 months on balance transfers and purchases. A point-based rewards program. 0% Introductory rate for 6 months on balance transfers and purchases. A point-based rewards program which earns more rewards in exchange for an annual $50 fee. 0% Introductory rate for 6 months on balance transfers and purchases.
Annual Fee $0 $0 $50.00
Rewards None 1.25 points for every net $1 of a qualifying purchase 2,4

Redeemable for:
  • Brand-name merchandise
  • Travel awards
  • Gift Cards
  • Cash for a statement credit towards balance
1.50 points for every net $1 of a qualifying purchase 3,4

Redeemable for:
  • Brand-name merchandise
  • Travel awards
  • Gift Cards
  • Cash for a statement credit towards balance
Rates 0.00% Introductory APR for the first 12 billing cycles.

After the first 12 billing cycles, your APR will be 11.74% to 24.74%, based on your creditworthiness. These APRs will vary with the market based on the Wall Street Journal Prime Rate.1
0.00% Introductory APR for the first 6 billing cycles.

After the first 6 billing cycles, your APR will be 13.74% to 24.74%, based on your creditworthiness. These APRs will vary with the market based on the Wall Street Journal Prime Rate.1
0.00% Introductory APR for the first 6 billing cycles.

After the first 6 billing cycles, your APR will be 13.74% to 24.74%, based on your creditworthiness. These APRs will vary with the market based on the Wall Street Journal Prime Rate.1
Mobile Wallet Yes Yes Yes
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