Personal Credit Cards
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| Products | Visa® Preferred Non Rewards | Visa® Preferred with Rewards | Visa® Preferred with Rewards Plus |
|---|---|---|---|
| At a Glance | For basic credit card use. 0% Introductory rate for 12 months on balance transfers and purchases. | A point-based rewards program. 0% Introductory rate for 6 months on balance transfers and purchases. | A point-based rewards program which earns more rewards in exchange for an annual $50 fee. 0% Introductory rate for 6 months on balance transfers and purchases. |
| Annual Fee | $0 | $0 | $50.00 |
| Rewards | None | 1.25 points for every net $1 of a qualifying purchase 2,4 Redeemable for:
|
1.50 points for every net $1 of a qualifying purchase 3,4 Redeemable for:
|
| Rates | 0.00% Introductory APR for the first 12 billing cycles.
After the first 12 billing cycles, your APR will be 11.74% to 24.74%, based on your creditworthiness. These APRs will vary with the market based on the Wall Street Journal Prime Rate.1 |
0.00% Introductory APR for the first 6 billing cycles.
After the first 6 billing cycles, your APR will be 13.74% to 24.74%, based on your creditworthiness. These APRs will vary with the market based on the Wall Street Journal Prime Rate.1 |
0.00% Introductory APR for the first 6 billing cycles.
After the first 6 billing cycles, your APR will be 13.74% to 24.74%, based on your creditworthiness. These APRs will vary with the market based on the Wall Street Journal Prime Rate.1 |
| Mobile Wallet | Yes | Yes | Yes |
| Visa Benefits | Yes | Yes | Yes |