Enterprise Bank & Trust


July 2018

Tap In to Improve Employee Productivity

Surprising Actions That Improve Employee Productivity

July 16, 2018

Your company’s growth and profitability are dependent on maximizing your employees’ productivity.

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June 2018

Steve Albart

Tips for small businesses feeling the squeeze of extended payment terms

June 5, 2018

Originally, extended payment terms were a hallmark of a business’s cash flow problems. Today, these payment terms have become a normalized part of the payments landscape.

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May 2018

Extended payment terms have big impact on Kansas City's businesses

May 2, 2018

Amid the growth the metro area is experiencing, extended payment terms – a trend in how some bigger companies handle paying their vendors – is threatening to stifle healthy growth in our area.

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April 2018

Are You Easy to do Business With?

April 30, 2018

Every business leader wants their company to be “easy to do business with.” If you’re not taking the time to look for ways to improve ease of doing business, it can negatively impact profitability and growth without you even noticing.

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March 2018

Are You a Smart Saver?

March 2, 2018

You can start practicing more profitable saving habits today. Celebrate America Saves Week by identifying where you can improve to make your financial goals reality.

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February 2018

Your Financial Guide for a Successful Year

February 26, 2018

Have you stayed on track this year with your business resolutions? Business Insider says that approximately 80% of Americans’ resolutions fall by the wayside by February.

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January 2018

Tax Reform - Time to Assemble Your Team

January 31, 2018

The new year has arrived and with the Tax Cuts and Jobs Act now in motion, there has never been a more important time to connect with the right people and gain more angles to your strategic advice

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Everyday is Data Privacy Day

January 30, 2018

When the average business owner hears the term cybercrime, one of two things likely happen: 1) they think about attacks happening to larger corporations, or 2) they disregard it and go back to their work. Besides, hackers are only interested in big corporations, right?

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December 2017

Don’t Let Card Fraud Be the Grinch in Your Holiday Season

December 15, 2017

As we head into the holiday season, there is a Grinch lurking around at ATMs and gas pumps – it’s a small black device the size of a deck of cards, and it’s called a card skimmer.

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November 2017

A Time To Be Thankful

November 22, 2017

Given that tomorrow is Thanksgiving, we thought it would be a good idea to reflect on some of the things about the global economy and capital markets for which we should be thankful.

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September 2017

The Billion Dollar Scheme

September 27, 2017

Over the past month we have seen vulnerability. The Equifax breach that affects over 143 million individuals is not to be taken lightly.

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Infographic: 7 Tips to Improve Cash Flow Efficiency

September 25, 2017

Here are 7 tips on where to look for your concealed capital problems and how to change them to make your cash flow more efficient.

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July 2017

Debit & Credit Cards: The Choice Depends on Your Preferences

July 26, 2017

Businesses, just like people, have a choice between debit and credit cards.

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A Three-Pronged Approach to Cash Flow Management

July 25, 2017

Cash flow is the lifeblood of your business. By taking a strategic approach to managing working capital, treasurers can free cash flow and maintain a healthy financial state.

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Cash Flow is King: Managing Cash Flow in a Growth Economy

July 24, 2017

What is the primary reason that profitable companies fail? CASH FLOW. Or, the lack of cash flow to be precise.

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June 2017

Mid-Year is a Great Time to Evaluate Your Financial Status

May 22, 2017

As we near the midpoint of the year, now is a great time to conduct a review of your 2017 business and financial goals.

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May 2017

Welcome to the Family, Eagle Bank!

May 22, 2017

Today marks an important milestone because we have officially expanded our family to include all of you. I want to thank you for your business and offer you a heartfelt welcome to Enterprise.

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March 2017

5 Things You Can Do to Make Diversity a Priority in 2017

March 10, 2017

As a manager or business owner, you know diversity and inclusion has evolved from a legal imperative and “the right thing to do” to a business necessity.

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Are You Working on Your ROIQ?

March 7, 2017

The business world doesn’t need another buzzword acronym like ROIQ (Return On Intelligence Quotient), but education is the only guarantee to improving any business. No matter how many blogs or business books you read, you can’t beat the classroom and collaborative environment of Enterprise University or the return on investment. Especially since classes are offered at no cost to you!

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America Saves Week #ASW17

March 2, 2017

Finding ourselves eight weeks into 2017 and in the middle of “America Saves Week”, we felt it was important to ask, “What would improving your financial well being look and feel like for you? Would it be purchasing something that feels like a stretch?”

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February 2017

Enterprise Closes Acquisition of Eagle Bank and Trust

February 13, 2017

Last week was a big week for Enterprise Bank & Trust. And it’s just the start of what’s going to be a big year.

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January 2017

5 Ways To Be Prepared For Congress’ New Tax Rates

January 18, 2017

New year. New president. New tax rates from Congress. We can’t predict what all this change means, but we can try to prepare for it. Whether you are a corporation, small business, or individual, you need to be ready. One place to start is the Internal Revenue Service.

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December 2016

Beware of Amazon Phishing Scam

December 15, 2016

Are you doing a lot of your holiday shopping on Amazon.com? We know we are! Be on the lookout, though. Some shoppers are receiving emails that appear they’re from Amazon about your order not being shipped, but are really these are just clever fake emails.

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November 2016

The Five Cs of Credit

November 1, 2016

It’s been said “It takes money to make money.” As a business owner, you might find yourself talking to a bank, a surety company or other provider to secure financing. Knowing what guidelines banks and other institutions utilize to determine if your business is creditworthy can help you achieve your goal.

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October 2016

Do You Have a Good Relationship with Your Banker?

October 31, 2016

In this difficult economic environment, having a good relationship with your bank and banker is critical to the success of your business. A strong relationship with your bank will not only give you access to capital, but also help you obtain better credit structure and pricing. One of the main causes of the breakdown in the relationship between the banker and entrepreneur is communication.

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Improve Profitability: Your Guide to Key Performance Ratios

October 25, 2016

Do you have a dashboard of performance ratios to help manage your business? Are these the same ratios your bank and bonding company analyze to make decisions about your company credit?

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September 2016

Business Succession Planning

September 22, 2016

An ideal estate plan for a closely-held business owner should have two major components: (1) an estate plan and (2) a management succession plan. The estate plan addresses issues involving succession to beneficial ownership of property, minimizing transfer taxes and providing for adequate liquidity. The management succession plan centers around the control of the property, establishing a successor(s), management of the business operations and other unique family considerations.

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What Can Baseball and Business Intelligence Teach Us About Winning in Business?

September 7, 2016

In today’s fast-paced business world, having instant access to key decision-making information is critical. It not only provides a competitive advantage, but it is also directly tied to an organization’s ability to compete.

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August 2016

fraud prevention

Fraud Prevention: Identifying the Top 4 Types of Fraud

August 25, 2016

You are an expert at your business, but what do you know about fraud prevention? Criminals target small businesses because they know you don’t have the resources to monitor for fraudulent activity. The first line of defense is knowing the most common types of fraud.

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fraud prevention

8 Steps to Help Prevent Small Business Fraud

August 25, 2016

Financial fraud has become an increasingly common threat for many small businesses. How pervasive is the crime? According to the Association of Certified Fraud Examiners, the typical small business loses 5% of annual revenues to fraud.

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ach fraud

Business Owner's Guide to ACH Fraud Prevention

August 25, 2016

Being aware and prepared are the best ways to help prevent ACH fraud. Small businesses are often too busy to dedicate time and resources to fraud prevention. There are, however, simple steps any business can do to help manage the problem.

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check fraud

Business Owner's Guide to Check Fraud Prevention

August 25, 2016

It’s not a matter of if, but when fraud will happen. Although there are many forms of payment fraud, checks continue to be the payment method most often targeted. After all, checks are still a commonly used payment method.

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search engine optimization

How Do Search Engines Work?

August 22, 2016

You probably have a pretty good sense about what a search engine is. Google and Bing are the most common in the U.S. and you’ve probably used them a time or two. Search engines go far beyond what Google and Bing can offer, however. Search engines are all around you online.

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fed rates

The Latest from the Fed: How Soon and How Much?

August 18, 2016

This week two Federal Reserve Bank Presidents spoke on the issue of monetary policy and the short-term Fed Funds target rate and both were somewhat bearish. On Tuesday, New York Fed President William Dudley, stated that, “We’re edging closer towards the point in time where it will be appropriate, I think, to raise interest rates further.”

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Productivity Growth (or a Lack There of): A Problem?

August 16, 2016

Last week, the Bureau of Labor Statistics released the second quarter estimate of labor force productivity in the US. The report indicated that for the last three quarters, productivity has actually fallen in this country.

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The Global Economy: Not as Bad as You Think?

August 12, 2016

The U.S. economy keeps chugging along, but economic growth overseas is hit or miss. Outside of the US, developed country growth is anemic, but emerging market growth in the Asian region may be climbing.

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Fraud Alert: Business Email Compromise Schemes

August 9, 2016

Hackers can duplicate legitimate email addresses, and then pretend to be someone within your organization. They will ask you to send a wire transfer or payment urgently for what may seem to be a legitimate purpose.

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The Bank of England and Negative Sovereign Yields

August 5, 2016

Yesterday, the Bank of England, led by Governor Mark Carney, announced that it would lower its Official Bank Rate to 0.25% from 0.5% and increase its monthly long-term bond purchases from £375 billion to £435 billion.

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July 2016

Corporate Profit Season: Where Do We Stand?

July 29, 2016

We do not spend too much time in this forum discussing microeconomic issues. However, since we are in the middle of the second quarter earnings release season and the macro-economy is quiet at the moment, we thought it would be a good idea to turn our attention to earnings news.

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Celebrating Client Success: ACA Business Club

July 29, 2016

Shine the spotlight over here, please! We like to recognize our hard working clients and celebrate their successes. Let’s hear it for Martin Hess, General Manager of the ACA Business Club.

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Federal Reserve Monetary Policy: St. Louis Fed Changes Regimes

July 13, 2016

The St. Louis Fed has taken a new stance on monetary and macroeconomic policy. Dr. James Bullard, President of the St. Louis Fed, laid out the stance in a presentation to the National Association of Business Economists yesterday.

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Quarter End Market Review

July 6, 2016

The situation in the UK and Europe is very fluid and likely to take many twists and turns over the next few months and/or years. The capital markets have never experienced a situation like this before and that makes investors anxious.

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June 2016

Brexit: Surprisingly, Not the Only News!

June 30, 2016

While world leaders, capital markets and the general populace are still focused on last week’s vote in the UK and its economic and political impact, life goes on, as they say.

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Brexit: Initial Impressions

June 27, 2016

As you know well by now, the UK electorate voted to leave the EU last week. The capital markets reaction on Friday was predictable. Japan and developed European equity markets sold off between 4-7%, depending on the market.

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Enterprise University: 2016 Spring Semester Recap

June 21, 2016

St. Louis, Kansas City and Phoenix business owners finished the 2016 Spring Enterprise University semester last month and will now be using the upcoming summer months to implement their new learnings.

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More on the Fed: No Tightening in June or July

June 10, 2016

As everyone knows by now, last week’s employment report from the Labor Department was much weaker than expected.

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Handicapping the Fed: June, July or Not at All?

June 2, 2016

While the next FOMC meeting is not scheduled until June 15th, this week’s economic data releases from several government and private sources may be critical. The Fed has signaled its intent to raise short-term interest rates.

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May 2016

Preparing Your Business for Tornados and Other Natural Disasters

May 27, 2016

Natural disasters, such as tornados, hurricanes, earthquakes, pose a serious threat to the operation of businesses, and the safety of its associates and customers.

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April 2016

Business Loans: What Banks Look For

April 6, 2016

Banks that provide business loans look for specific characteristics. Are you eligible for a business loan? Use this helpful infographic to find out.

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March 2016

Four tax tasks every business should do

March 2, 2016

It’s here: tax season. As all the paperwork (and stress) amplifies, here are four bookkeeping tasks you should check off your to-do list.

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How to make the most of your tax deductions

March 16, 2016

Looking to save money? According to Entrepreneur, one easy way is by finding legitimate tax write-offs that intersect both personal and business expenses.

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How to better leverage your accountant

March 30, 2016

Step 1, the most important (and only step): Limit the tax talk.

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